With the economy the way it is (re: terrible) and jobs of the here today and gone tomorrow variety, it’s becoming more important than ever to have a bountiful savings fund. The only problem with that is it’s no fun. I mean, who wants to save money? No one. I’m usually pretty good about putting money away for a rainy day, but then I tend to disproportionately spend vast sums of cash on a whim. It’s like I feel I’m owed a lavish purchase after saving my pennies for a week, essentially eradicating any prior savings. So yeah, it’s not really the best system.
The Spend Save Bank (Taylor Gifts, $19.98) can help people like you and me save a little bit of cash without going insane. I’ve learned that the most important facet of saving money is to do it in moderation. Think of it like dieting – are you going to be more likely to stick to your diet if you’re not allowed to eat anything tasty? No, you’re going to restrict yourself until you binge eat everything in the house. It’s the same with saving money – if you save every extra penny every month, one day you’re going to max out all your credit cards because you just can’t take it anymore. So instead, why not put your money in a piggy bank that lets you spend and save? The important thing here is that the bank decides how much you get to spend or save through the use of a pivoting tray inside the bank. The tray randomly selects the “spend” or “save” section inside the bank, so it’s pretty much the luck of the draw. Either way, you get some money for now and some to put away for later.
Sure, you could cheat and take some money out the “save” section or rig it so that all your change falls into the “spend” section, but then what would be the point of even using the bank? I think you need the help of a professional if you’re trying to fool a plastic bank into letting you spend some money. I’m just saying.
5 out of 5 stars.
Specs:
-Dimensions: 3 1/2″ x 6″ x 7 3/4″
-Pivoting tray randomly selects “spend” or “save”
-Made of plastic
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